Buying a home is a huge commitment and one which should be considered carefully before undertaking. Not only are you committing to years of the mortgage, but you are also putting down roots in a community for some period of time. As more and more Millennials consider the pros and cons of buying their first home, they are often confronted with a barrage of information containing half-truths and outright lies. Here are 2 common myths which cause my potential buyers to hold off buying a home.
 

Myth #1 – You have to have a 20% down payment. 

While it’s true that most 0% down loans have disappeared after the mortgage meltdown last decade, it’s also true that there are some very attractive loan options which do not require a 20% down payment. Although loans with less than an 80% loan-to-value do require private mortgage insurance, which add cost to the monthly payment, there are many options available with a lower down payment; many lenders offer conventional loans with as little as 5-10% needed for the down payment.

Myth #2 – You need great credit

While it is certainly helpful to have a great credit, there are loan programs available for buyers will lower scores. If you have any concerns that your credit score might be too low, talk to your mortgage broker about your options, and what type of lenders may be available to you.

The main point is that buying a home is a great investment in your future, both financially and personally. Before you assume you aren’t ready to buy a home, talk with a lender and learn your options. Don’t let these myths keep you from a new home. 

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I have listed a new property at 108 Sherwood GATE NW in Calgary.
Welcome to the beautiful suburban community of Sherwood. This immaculate home comes with 6 Bedrooms, and 4.5 Bathrooms, making it perfect for large families or people who just love to entertain. As you walk in, you’re greeted by a spacious Foyer. There’s a great sized Flex Room that could be used for whatever you want, an Office, a kid’s Play Space, even a Dining Area! The possibilities are endless. As you move further into this home, you’ll find a stunning Formal Dining Area with a Large Window, and beautiful Chandelier Accent. You will fall in love with the lighting fixtures, and how all the large windows allow the light to bounce off of them. The Kitchen is a dream, with a ton of dark Cabinets, a huge Kitchen Island and Stainless Steel Appliances. The stunning Granite Counters are the icing on the cake here! The Kitchen overlooks the cozy Living Room, with a Gas Fireplace to curl up next to, and a Breakfast Nook. Head out the doors here to your own Private Deck that overlooks the Green Space. Heading upstairs, you’re immediately welcomed by a Bonus Room. You’ll also find that there is an upstairs Laundry Room, as well 4 Bedrooms. Your Primary Room is large enough for a King Size Bed, has a large Walk-In Closet, and a beautiful 5 Piece Ensuite with a Jetted Tub and Double Vanity with Granite Countertops. You’ll be wonderfully surprised to find that there is actually a Second Primary Bedroom on this level as well! Another generous size room with a 4 piece Ensuite. The Third Bedroom also has a Cheater Ensuite to the Third Bathroom on this level. There is a wonderful, finished Walk Out Basement that completes this home. The Recreation Room is massive, and has Rough-In Plumbing for you to build your Dream Wet Bar! Here you’ll also find 2 more Bedrooms, each with their own Walk-In Closets. The Utility Room is large, and allows for even more Storage, which this home does not lack. You’ll also notice that there is a Second Laundry Room in the basement. The Hot Water Tank is also one of the Largest tanks you can get, and comes with a Lifetime Warranty. If you’re someone who has a busy schedule, or yard maintenance isn’t your thing, then this stunning Low Maintenance Yard is perfect for you! If you have kids, fret not because you are right beside a park. You can actually see them playing from inside the house. In the winter, there’s a wonderful hill for tobogganing, and lots of green space to just run around. Do you like to garden? The Community Garden is right beside you as well. This home is in a Quiet Area, but has Quick Access to Major Roadways like Shaganappi Trail and Stoney Trail. It’s close to Transit, Schools, and surrounded by amenities like Costco, GoodLife, and many other Shopping Outlets and Restaurants. Call to Book Your Private Showing Today!
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Please visit our Open House at 108 Sherwood GATE NW in Calgary.
Open House on Saturday, August 28, 2021 12:00PM - 3:00PM
Welcome to the beautiful suburban community of Sherwood. This immaculate home comes with 6 Bedrooms, and 4.5 Bathrooms, making it perfect for large families or people who just love to entertain. As you walk in, you’re greeted by a spacious Foyer. There’s a great sized Flex Room that could be used for whatever you want, an Office, a kid’s Play Space, even a Dining Area! The possibilities are endless. As you move further into this home, you’ll find a stunning Formal Dining Area with a Large Window, and beautiful Chandelier Accent. You will fall in love with the lighting fixtures, and how all the large windows allow the light to bounce off of them. The Kitchen is a dream, with a ton of dark Cabinets, a huge Kitchen Island and Stainless Steel Appliances. The stunning Granite Counters are the icing on the cake here! The Kitchen overlooks the cozy Living Room, with a Gas Fireplace to curl up next to, and a Breakfast Nook. Head out the doors here to your own Private Deck that overlooks the Green Space. Heading upstairs, you’re immediately welcomed by a Bonus Room. You’ll also find that there is an upstairs Laundry Room, as well 4 Bedrooms. Your Primary Room is large enough for a King Size Bed, has a large Walk-In Closet, and a beautiful 5 Piece Ensuite with a Jetted Tub and Double Vanity with Granite Countertops. You’ll be wonderfully surprised to find that there is actually a Second Primary Bedroom on this level as well! Another generous size room with a 4 piece Ensuite. The Third Bedroom also has a Cheater Ensuite to the Third Bathroom on this level. There is a wonderful, finished Walk Out Basement that completes this home. The Recreation Room is massive, and has Rough-In Plumbing for you to build your Dream Wet Bar! Here you’ll also find 2 more Bedrooms, each with their own Walk-In Closets. The Utility Room is large, and allows for even more Storage, which this home does not lack. You’ll also notice that there is a Second Laundry Room in the basement. The Hot Water Tank is also one of the Largest tanks you can get, and comes with a Lifetime Warranty. If you’re someone who has a busy schedule, or yard maintenance isn’t your thing, then this stunning Low Maintenance Yard is perfect for you! If you have kids, fret not because you are right beside a park. You can actually see them playing from inside the house. In the winter, there’s a wonderful hill for tobogganing, and lots of green space to just run around. Do you like to garden? The Community Garden is right beside you as well. This home is in a Quiet Area, but has Quick Access to Major Roadways like Shaganappi Trail and Stoney Trail. It’s close to Transit, Schools, and surrounded by amenities like Costco, GoodLife, and many other Shopping Outlets and Restaurants. Call to Book Your Private Showing Today!
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Please visit our Open House at 108 Sherwood GATE NW in Calgary.
Open House on Sunday, August 29, 2021 2:00PM - 4:00PM
Welcome to the beautiful suburban community of Sherwood. This immaculate home comes with 6 Bedrooms, and 4.5 Bathrooms, making it perfect for large families or people who just love to entertain. As you walk in, you’re greeted by a spacious Foyer. There’s a great sized Flex Room that could be used for whatever you want, an Office, a kid’s Play Space, even a Dining Area! The possibilities are endless. As you move further into this home, you’ll find a stunning Formal Dining Area with a Large Window, and beautiful Chandelier Accent. You will fall in love with the lighting fixtures, and how all the large windows allow the light to bounce off of them. The Kitchen is a dream, with a ton of dark Cabinets, a huge Kitchen Island and Stainless Steel Appliances. The stunning Granite Counters are the icing on the cake here! The Kitchen overlooks the cozy Living Room, with a Gas Fireplace to curl up next to, and a Breakfast Nook. Head out the doors here to your own Private Deck that overlooks the Green Space. Heading upstairs, you’re immediately welcomed by a Bonus Room. You’ll also find that there is an upstairs Laundry Room, as well 4 Bedrooms. Your Primary Room is large enough for a King Size Bed, has a large Walk-In Closet, and a beautiful 5 Piece Ensuite with a Jetted Tub and Double Vanity with Granite Countertops. You’ll be wonderfully surprised to find that there is actually a Second Primary Bedroom on this level as well! Another generous size room with a 4 piece Ensuite. The Third Bedroom also has a Cheater Ensuite to the Third Bathroom on this level. There is a wonderful, finished Walk Out Basement that completes this home. The Recreation Room is massive, and has Rough-In Plumbing for you to build your Dream Wet Bar! Here you’ll also find 2 more Bedrooms, each with their own Walk-In Closets. The Utility Room is large, and allows for even more Storage, which this home does not lack. You’ll also notice that there is a Second Laundry Room in the basement. The Hot Water Tank is also one of the Largest tanks you can get, and comes with a Lifetime Warranty. If you’re someone who has a busy schedule, or yard maintenance isn’t your thing, then this stunning Low Maintenance Yard is perfect for you! If you have kids, fret not because you are right beside a park. You can actually see them playing from inside the house. In the winter, there’s a wonderful hill for tobogganing, and lots of green space to just run around. Do you like to garden? The Community Garden is right beside you as well. This home is in a Quiet Area, but has Quick Access to Major Roadways like Shaganappi Trail and Stoney Trail. It’s close to Transit, Schools, and surrounded by amenities like Costco, GoodLife, and many other Shopping Outlets and Restaurants. Call to Book Your Private Showing Today!
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