Technology is helpful in so many areas of life, even real estate. Twenty years ago, if someone were moving across the country, they'd have to wait to buy a house until they arrived to start their new life, or they’d have to buy a home without seeing it in person beforehand. Both options would cause extra unwanted stress on top of moving to an unfamiliar place. Luckily, with the rise of technology, virtual tours are here to save the day!


When it comes to creating a virtual tour, don't panic. Your real estate agent will be there to guide you through the entire process. An agent may help to schedule a videographer to come to your house, or utilize software like Tour Wizard or My360 to create a virtual tour of their own that can be added to the listing. Real Estate Agents can also use FaceTime or other apps to give their customers a tour of a house that doesn't include a virtual tour of the listing.


There are a few ways to prepare your home before filming a virtual tour. Start by turning on all the lights in your home and opening the blinds or window coverings. You'll need optimal lighting to get the best footage, so your realtor will most likely schedule filming in the morning or late afternoon. Take time to clean your house before the virtual tour and remove all clutter and any furniture you don't want to be seen. Your realtor will help you with a simple staging of your home beforehand so it looks presentable in the video. The great thing about staging for a virtual tour is you'll only have to keep it that way for a couple of hours before you can put everything back where it belongs.


Once the virtual tour of your house has been edited, it'll be ready to show potential buyers. Your real estate agent will show you the final footage and add it to your listing. Anyone interested in taking a virtual tour can easily watch it online to get a good idea of what to expect in person.


When you’ve decided it's time to sell your home, a virtual tour can be a great way to get more people to see it and secure a buyer in less time than a traditional open house. Not only does it give potential buyers a first glimpse, but it also ensures that only people who are seriously considering purchasing your home request a tour or show up to the open house.

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Buying a home is a huge commitment and one which should be considered carefully before undertaking. Not only are you committing to years of the mortgage, but you are also putting down roots in a community for some period of time. As more and more Millennials consider the pros and cons of buying their first home, they are often confronted with a barrage of information containing half-truths and outright lies. Here are 2 common myths which cause my potential buyers to hold off buying a home.
 

Myth #1 – You have to have a 20% down payment. 

While it’s true that most 0% down loans have disappeared after the mortgage meltdown last decade, it’s also true that there are some very attractive loan options which do not require a 20% down payment. Although loans with less than an 80% loan-to-value do require private mortgage insurance, which add cost to the monthly payment, there are many options available with a lower down payment; many lenders offer conventional loans with as little as 5-10% needed for the down payment.

Myth #2 – You need great credit

While it is certainly helpful to have a great credit, there are loan programs available for buyers will lower scores. If you have any concerns that your credit score might be too low, talk to your mortgage broker about your options, and what type of lenders may be available to you.

The main point is that buying a home is a great investment in your future, both financially and personally. Before you assume you aren’t ready to buy a home, talk with a lender and learn your options. Don’t let these myths keep you from a new home. 

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
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